Sunday, 11 June 2017

JOB or Business Or Financially Independent : Choose?? Work towards creating Passive Income


JOB or Business Or Financially Independent : Choose?? Work towards creating Passive Income


Your Money is resting in Air Conditioned Bank, while you are working hard in the hot sun to earn Money.  When will that that day come, when you will rest on a beach and your money will work as hard as you? Think about it.
 
JOB : Active Income
Benefits :Working 9 to 5, learning new thing, doing same work, regular income, no tension as monthly income is almost assured, enjoying the weekends, etc Risks Suddenly job is lost, too much pressure, even health doesn't allow still we have to do, there is limit to spend, earn and limit to do job till age of 55,60 etc

Business : Active Income
Benefits:No compulsion of time, good name in social circle, good risk taking ability, enough resources to do other work, good income, chance to meet new people and learning lot of new things etc:Risks: Technology disruption, too much pressure, competition, dependent on govt policies, managing various departments, its not 9 to 5, its 24 by 7 work, risking more than your ability, bad times etc

Financially Independent : Passive Income
Benefits: Capital gains from Investment, Dividends by investing, receiving regular interest, rental income from property, Life time monthly cash flow at home, not financial dependent on others, choice of doing work which i love most, traveling without backdrop of any tension etc:  Risk ZERO




So by investing in FD's, LIC'S, GURANTEED PRODUCTS you cannot become financially independent, we need to take part in Indian Economy through mix of Debt & Equity Products to be financially independent & b associated with right people who can help you understand real meaning of compounding over time

Thanks

Rasmeet (Trader, Investor, IFA, CFGP)
www.greenhedgecapital.com
16 A, Dasonda Singh Road, Lawrence Road Ext, Amritsar : 143001
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Sunday, 16 April 2017

Knowledge, Experience, Luck, Guidance ?? Wat works in Financial Markets??

Surprisingly Most MBA's , CA's are not good traders because they can't figure out why stock has crashed in spite of good results, they can't sell in loss,they keep holding, moving against the market, averaging down, get emotionally attached to their intelligence which is not good trading because in trading one of the most important parameter is price Action & screen reading, you have to respect the market movement, though they r good investors.

To me everything seems to be linked as without knowledge u are paying the price but you don't know wat value you are getting as quoted by warren buffet. There is nothing dat can beat the experience in stock market becz it's just like learning new language ; investing or trading is mix of an art and science which relates to knowledge & experience. Yes Luck do sometimes play crucial part as they may be few triggers which u hv never thought on first instance but suddenly changes the complete scenario of particular stock or economy as a whole

Guidance is must according to me becz without this you can't walk far and you will not be able to understand the concept of compounding, SIP for number of years and expected returns will make you this mch crorepati , stock giving 1000% . trader makes 5 times of annual salary in single day but do u think anyone can achieve this feat without guidance or experience. Wat makes  SENSEX rise from 3000 to 30000 in last 15 years and wat will make 30000 to 100000 in few years is one needs to understand. So b part of people who can guide you through this journey of wealth creation as compounding needs time. If you are trader or investor do consult and take guidance from Experienced Trader and Investor, if you are involved through mutual funds, try to get as much knowledge as you can from financial advisor that will give you confidence of continuous investing & help you to move towards financial independence.

Weekend financial blog 
by Rasmeet (Trader: Investor: IFA: CFGP)
https://greenhedgecapital.blogspot.in
www.greenhedgecapital.com

Sunday, 2 April 2017

ICICI BANK: Leadership in almost all its businesses: CMP: 276: DATED 2/4/2017: strong buy

Rasmeet XFV factor on ICICI Bank 


X: Icici bank is India's second largest and the largest among private banks. The bank holds near market leadership in almost all its businesses including mortgages, auto loans, commercial vehicle loans, life insurance, general insurance, and asset management.

F: Banking sector has huge potential and now with Aadhar  linking, processes like account opening, loan disbursement, cross selling across the range of financial products would be much quicker. It's new trigger for banking sector and there is huge population in India which is still not yet covered in banking sector. Every business they operate has huge potential and in last couple of years they have booked lot of bad assets so this year onward bottom line would grow much quicker than top line.

V: Its trading around PE of 15 and P/ABV around 2.5 which is not expensive at all if you consider the growth prospects of each of its subsidiaries. Only one good results will re-rate the stock in big way and if you consider FY20 earning expectations its trading around 11 PE which is very cheap

Rasmeet
Trader: Investor: IFA: CFGP
www.greenhedgecapital.blogspot.in


Sunday, 19 March 2017

Indian Mutual Fund Managers: ZenHabits

In the sport of Archery, for successful hitting target one needs to master lot of things like movement of air, breathing while hitting target, stability of hands & full body, sharp focus, distractions etc but can you believe, to master this art which may be few seconds game, one needs to spent almost 10 year of relentless effort, commitment & Discipline.

 In the book Art of Archery by Eugen Herrigel, it was clearly explained that to develop ZEN (mastering the Skill) one needs to go 4 stages from UNCONSCIOUS INCOMPETENCE, CONSCIOUS INCOMPETENCE, CONSCIOUS COMPETENCE, UNCONSCIOUS COMPETENCE. 

Trading & Investing : To earn money from Trading & Investing one really needs to spent lot of time watching the screen & reading fundamentals, it requires state of unconscious competence when it doesn't matter whether  you are putting an order of 10 Lkh or 10 Cr because screen & fundamentals is saying you to buy , in your mind, risk management, position sizing, company's growth, momentum in trading, company ethics, product acceptance etc is already there without putting in excel. 

Many Indian Mutual Fund Managers has already developed ZEN in Investing as  they have spent number of years as a trader & investor before becoming fund manger,  they will create serious money for investors in coming years as INDIA'S GROWTH STORY TO UNFOLD.

As a Investor one need to show commitment, discipline & conviction to succeed in the long journey of Indian Bull Market.

Weekend Blog by
Rasmeet
Trader: Investor: IFA: CFGP
http://greenhedgecapital.blogspot.in/ 
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Saturday, 4 March 2017

Era of Compounding for India has truly Begun

#Indian Economy
As I was saying Demonetization is a game changer for India, but most importantly it is game changer for financial services in India. Just think where the money will flow from banking accounts in next few months: is it gold, is it real estate, is it FD's i don't think any of 3 options does make any sense to investors after taking into consideration of inflation, risk & taxes. So money will flow into financial sector like equities, mutual funds, alternative investments or back to business. Either case there will huge inflows in Financial markets and as there is famous line from economist John Maynard Keynes" The market can stay irrational longer than you can stay solvent " . Can you expect to make returns when market is rational? No way because everything will be discounted by then as stock market is leading indicator. Earning will keep catching up & this is called value investing, Tops & bottoms are made for fools, Don't need to time the markets. Era of Compounding for India has truly begun & be disciplined,consistent & show commitment towards financial markets to reap the benefits.
Weekend Blog by
Rasmeet (Trader, Investor, IFA. CFGP)
www.greenhedgecapital.com

Sunday, 5 February 2017

Primary Reason for Investing in Mutual Funds is to create Passive Income

Your Money is resting in Air Conditioned Bank, while you are working hard in the hot sun to earn Money.  When will that that day come, when you will rest on a beach and your money will work as hard as you? Think about it.
So Primary reason for Investing in equity mutual funds is like investing in Assets which has the potential to beat inflation, taxes which will start generating passive income in later years. It's high Time one must switch from FD's to Equity Mutual Funds as FD's will not be able to even beat inflation forget about Taxes, Only Equities has the potential to outperform all other asset class.
Timing is the most important aspect of compounding returns, it has to start early. Investing through SIP and investing Lump-sum on dips is the ideal strategy to create Passive Income
Happy Trading & Investing @GHC
Thanks
Rasmeet (Trader, Investor, IFA, CFGP)

Saturday, 4 February 2017

Tata Elxsi : Right Blend of Technology, Creativity & Engineering CMP:1474 dated 05/02/17


Rasmeet XFV factor on Tata Elxsi

X: Creating a niche amoung many other IT companies by providing unique products & differentiated solution through innovation and leading edge Technology

F: Massive opportunity across sectors, Though they have major presence in Auto, Broadcasting but any sector can be tapped like education, healthcare as technology is changing the structure, process of every Industry. Growth and market Opportunity is huge , lot of positive trigger can be there in next few years from existing businesses and untapped sectors

V: As EPS was around 45 and this we expect EPS of 60 so this is good time to enter the stock as this translated into PE of 25 which is not very expensive for company which is growing at good pace.