Without Customers There is no Company: Service defines difference between Agent & Advisor

Without Customers There is no Company: Service defines difference between Agent & Advisor

“Excellent customer service is the number one job in any company! It is the personality of the company & the reason customers come back. Without customers there is no company!”

"It starts with thousands, goes into lac and then into crores . When focused on Returns it stops at thousands, when focused on goals it stops at lacs and when focused on consistent wealth for generations to come, it goes into crores & continues due to trust, transparency, Consistency & life long connectivity" - Rasmeet

Agent sells products where as Advisor fulfill client requirement according to client needs & Meet customer expectation. At Green Hedge Capital we are committed to long term business & focused on each & every segment of financial planning , In the process we are building an ecosystem (network of interconnected systems) that takes every part of service whether its transparency, information , enhancing financial awareness, operations  etc

(IAP) –Investor awareness programs for our valuable clients and new customers as well to create financial awareness among them. How they can add value to their earnings, how to generate second source of income apart from their regular business, goals achievement such as child Education / marriage planning, retirement planning and many more.

Relationship managers at GHC maintain good relationships with clients so that the business can maximize the value of those relationships by resolving any customer complaints in a prompt and efficient manner and moreover sharing worth information about financial products via what’s app twice a week.

Training (Mentoring) - on regular basis in morning at office to enhance knowledge and interpersonal skills and to keep our team updated about various market scenarios.

In- house research - Mutual funds (Advisory), our monthly magazines (GHC BILLIONS)  , Stocks (Stocks Research Report), Insurance (Health, Term , General & Life), AAA Papers (Fixed Deposits) etc. We believe in a tradition of hard work and Research is integral part in our line due to dynamic nature of financial markets & economy. Every segment requires detailed thorough research & update relative to past & its effect on the future events.

WhatsApp groups & Broadcast - plays a vital role in data/news sharing among our clientele. Each interaction and touch point impacts client satisfaction and loyalty.

Blogging – With the help of blogging we try to develop and strengthen relationships with our Existing clients by connecting them with our brand and creating opportunities for sharing our knowledge by educating them what our business do for them

Workshop - Doing workshops for clients/employees or attending training programs focused on customer service/business innovation. Workshops with various activities to expand our network and for the purpose of enhancing our skills at every level to provide best of our services.

Infrastructure : As we are committed to long term business so we are heavily invested in our infrastructure relative to other IFA (Independent Financial Advisors). It is only physical presence & open environment that builds credibility of trust & transparency.

Technology:   This is most important part in any business especially in our field. As time keeps running and service is continuous part we keep on updating our website, mobile app, various forms forms of connectivity. Lot of things already lined up for this year so that everything is available 24 by 7.

Thanks

Rasmeet

Green Hedge Capital

Family Wealth Advisory 

 

“In case of untimely demise, ghar ka kharcha kaise chalega”? Keeping Family afloat financially is your responsibility

“In case of your untimely demise, ghar ka kharcha kaise chalega”? 

(Keeping Family afloat financially is Your responsibility)

1. Every Hour sixteen lives are lost to road crashes in India

2. Though we have just 1% of the world's vehicles India accounts for over 10% of global road crash fatalities.

3. Studies have shown that one in four crashes happen due to distractions created by texting & speaking on the phone while driving

Facts & Figures keep compiling and keep changing but one thing doesn't change that is our responsibility of keeping family afloat financially in case of untimely demise.

Endowment or Traditional plan will provide very less cover as compared to Term Insurance. The life coverage received under a term plan is quite large in amount as compared to that of an endowment plan. On the other hand, the death benefit received from an endowment plan will help your family overcome the immediate financial hardship brought by your premature death, but it may not be enough to sustain your family for a longer period of time. The bottom line is that if your family is financially dependent on you, it becomes mandatory for you to have a term insurance plan. 

A Term insurance plan gives you longer cover as it can cover you till the age of 80. It is the most basic, cost effective & easy to buy life insurance plan which protects the financial future of your family at a nominal cost. The premiums paid for term plan are minimal compared to any insurance plan.

Why Term Insurance is Mandatory?

We all have so many things to do with our money instead of buying this insurance but all these things are worthless if our family is not covered. Getting insurance  from the reliable insurance service provider is important because it ensures that the plan takes care of your family needs even if you are no more around to fulfill their requirements.

Calculating Insurance needs… How big should be your insurance cover?

Some experts suggest that the cover should be based on the life stage of the individual. “An earning individual up to the age of 40 should purchase a term plan with a life cover of approximately 20 times the annual income, a person in his 40s should buy a cover 10-20 times, and an individual in his 50s should opt for a life cover of 5-10 times the annual income. The term insurance plan should continue till retirement age. Yet another thumb rule says it should be at least 8-10 times your annual income . In reality, the financial situation of every individual is unique and a one-size-fits all approach may not yield an accurate result 

Things to keep in mind while buying Term Plan:

There is no min or max age for term insurance. Earlier you purchase the policy better it is. Do not be very late because as time passes, your premium amount will also increase depending on your age and also if you develop any illness or disease, it will get tougher to get the policy later. So once you are clear that you require a certain amount of life cover, go ahead and complete the action within few months.

Thnks

Rasmeet

Green Hedge Capital

Family Wealth Advisory

Soruces : Personal Views, Magazines, Internet, Articles etc

Eat. Sleep. Earn. Repeat. But keep focus on creating passive Income

Eat. Sleep. Earn. Repeat. But keep focus on creating passive Income

(Smart Investments like SIP in Mutual Funds helps you to build Corpus for Passive Income)

Eat. Sleep. Earn. Repeat. That’s the cycle most individuals follow when it comes to working for a corporate or running a business. We’ve got bills to pay, & dreams to achieve. We’ve also got to prepare for retirement. So, we save for them – using savings accounts, fixed deposits, recurring deposits, post office schemes, and many more. What we fail to see is how inflation eats away at our savings.
 
The key is to NOT save, but generate real wealth – and that comes with smart investments. 

Equity, hands down, is the best asset class to help you create wealth. It beats inflation, and compounds at higher rates than your other products. In the last 20 years, the average return from equities has been ~13 per cent and inflation has been ~6 per cent.

Investments in equity come with risk, as it is a volatile asset class, but data shows if you stay invested for longer periods in equity, the probability that you make any negative returns diminishes. If you invest for a year (not recommended for equity), chances you’d make losses are 28 per cent. But if you expand your horizon to say 5 years, the probability reduces to risk is almost Nil.

Using SIP's (Systematic Investment Plans)  you put your investments on auto-pilot, invest regularly, and can benefit from rupee cost averaging which allows you to buy more units for the same amount when markets are falling, and vice versa. Take advantage of market volatility with SIPs.

Moreover, long-term capital gains from mutual funds in excess of Rs 1, 00, 000 are taxed at just 10 per cent, while your gains from FDs are taxed at your tax-slab. Don’t the returns and tax-efficiency make mutual funds a better choice for wealth creation?

There’s a mutual fund for every goal. E.g (Child education planning, child marriage planning, Retirement planning and so on). For goals 3-5 years away, you could consider balanced, aggressive equity hybrid, or large cap funds. For goals further away, you can consider mid, small cap funds.Therefore with wealth creation as your goal, equity truly is your best bet. Allocate up your funds and build a portfolio in line with your risk profile.

Thnks
Rasmeet

Source: Personal Views, Magazines, Internet, Articles etc

#RIP VG SIDDHARTHA

#RIP VG SIDDHARTHA 

you have not failed as Entrepreneur But you will be remembered as visionary, dreamer, an icon, entrepreneur who is responsible for India's own StarBucks CAFE COFFEE DAY. Million stories of how meeting over coffee in CCD outlet changed their lives :First Date, Meetings, Business Decisions, Friendships, Hangouts, late night chats, . You did not fail, you won the heart of millions for bringing coffee revolution in India, creating thousands of jobs, outlets across India everywhere,  spawned millions of friendships, marriages & startups. An Entrepreneur who brought the trend of coffee to our tea drinking nation, continues to be an inspiration & role model to many. His secret diary all 3 parts of entrepreneur can be accessed at https://www.outlookbusiness.com/specials/secret-diary-of-an-entrepreneur/one-cant-be-an-entrepreneur-without-taking-calculated-risks-3378. I Don't know why i am writing this but deeply saddened by his death as when i started my business, was inspired by lot of inspiring entrepreneur and VG Siddhartha was one of role model. Though his Death raises many questions about ecosystem (including tax system, Leveraging, Debt Management etc) for Entrepreneurship in India. Last communication to family & other board members can be accessed at ( https://www.businesstoday.in/current/economy-politics/vg-siddhartha-missing-full-text-letter-sent-ccd-founder-board-directors-employees/story/369133.html. ) As life moves on, Country moves on , Entrepreneur should continue to move forward with insights from wonderful journey of Cafe coffee day from 1 outlet to household name in India as Indian ecosystem regarding business evolves over time & hats off to entrepreneurship for immensely contributing to growth of nation by creating thousand of jobs. #RIP VG SIDDHARTHA May God Bless his Soul

Rasmeet

Green Hedge Capital

I am Permanent Bull : Make sense from Noise

I am Permanent Bull : Make sense from Noise

Wall street saying "Bulls make money, Bears Make Money, Pigs gets slaughtered"

Choose who u r??
 

Wherever u go last few months people are latching upon negative aspects about Govt & Modi whether it's neighbors, family, friends or anyone but u make money in financial markets if u can make sense from noise & also look into positive aspects about numerous reforms taken by Govt including jandhan, GST, demonitisation, Aadhar Linking, Bankruptcy code, RERA, Uday scheme, JAM trinity , etc...countless reforms

Now headline GDP dropped to 5.7%, one needs to make sense of this , obviously GDP would decrease after such huge transformation changes like of  GST & Demonetization. In layman language if we change our systems or we undergo renovation in office infrastructure, obviously production would get hampered but once proper infrastructure develops & systems get in placed, speed of recovery of earning  would be much quicker & combined effect of all reforms will show positive effects in coming few years.

When demonetization happened we were aggressive buyers and Nifty made 25% return in Last 8 months
When GST announced we said India is now very cheap around 9500 if u consider long term view & nifty crossed 10000  

Let over smart people make predictions or let him find tops & bottoms , our work is to stay with right businesses & stay with them even during bad times .

Bottom line INDIA WILL BE 10 TRILLION DOLLAR ECONOMY, i am not worried about 10 to 20% correction but i am more concerned that i should not miss next 100% 

Thanks
Rasmeet
Trader: Investor: IFA: CFGP
greenhedgecapital.blogspot.in

XFV, M&T Factor on Trident Ltd, CMP : 82.10 Dated : 11th June 2017

XFV, M&T Factor by Rasmeet on Trident Ltd, CMP : 82.10 Dated : 11th June 2017

JOB or Business Or Financially Independent : Choose?? Work towards creating Passive Income

JOB or Business Or Financially Independent : Choose?? Work towards creating Passive Income


Your Money is resting in Air Conditioned Bank, while you are working hard in the hot sun to earn Money.  When will that that day come, when you will rest on a beach and your money will work as hard as you? Think about it.
 
JOB : Active Income
Benefits :Working 9 to 5, learning new thing, doing same work, regular income, no tension as monthly income is almost assured, enjoying the weekends, etc Risks Suddenly job is lost, too much pressure, even health doesn't allow still we have to do, there is limit to spend, earn and limit to do job till age of 55,60 etc

Business : Active Income
Benefits:No compulsion of time, good name in social circle, good risk taking ability, enough resources to do other work, good income, chance to meet new people and learning lot of new things etc:Risks: Technology disruption, too much pressure, competition, dependent on govt policies, managing various departments, its not 9 to 5, its 24 by 7 work, risking more than your ability, bad times etc

Financially Independent : Passive Income
Benefits: Capital gains from Investment, Dividends by investing, receiving regular interest, rental income from property, Life time monthly cash flow at home, not financial dependent on others, choice of doing work which i love most, traveling without backdrop of any tension etc:  Risk ZERO




So by investing in FD's, LIC'S, GURANTEED PRODUCTS you cannot become financially independent, we need to take part in Indian Economy through mix of Debt & Equity Products to be financially independent & b associated with right people who can help you understand real meaning of compounding over time

Thanks

Rasmeet (Trader, Investor, IFA, CFGP)
www.greenhedgecapital.com
16 A, Dasonda Singh Road, Lawrence Road Ext, Amritsar : 143001
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